Energy Incentive Programs in Ontario

Biggest incentive to improve energy performance of your home comes from savings on utility bills, better comfort and thermal control, and lower carbon footprint. Governments, municipalities  and utility companies are also heavily invested in energy efficiency. There are a number of programs that help homeowners, to partially compensate the cost or provide low cost financial solutions for their retrofit projects, which improve the energy performance of your house. If you are planning to replace your old mechanical equipments (Furnace, Boiler, AC, Electric Baseboards, Hot Water Systems), or windows and doors, or increasing insulation levels (in attic, wall or basement), please visit this page to get the latest updates of incentives available in Ontario.

Existing Incentive Programs

JAN 2021

To be eligible for up to $5,000 back, you must complete at least 2 of the following upgrades and heat your home with a natural gas furnace or boiler.

Through the Home Energy Loan Program (HELP), Toronto homeowners can get a low-interest loan of up to $75,000 to cover the cost of home energy improvements.

  • Geothermal systems
  • Drain-water heat recovery systems  
  • Toilet replacements
  • Solar hot water systems
  • Rooftop solar PV panels
  • Electric vehicle charging stations (Level 2)
  • Battery storage

CMHC Green Home offers a partial premium refund of up to 25% directly to borrowers who either buy, build or renovate for energy efficiency using CMHC-insured financing.

Eligible borrowers can receive a 15% or 25% refund of the CMHC premium paid. Applications are accepted from the borrower within 2 years of the closing date of the mortgage. Energy-efficiency documentation must be no more than 5 years old. Supporting documentation may be used by a subsequent purchaser.

As a Sagen-insured mortgage holder purchasing an energy-efficient home or renovating to improve energy efficiency, you are eligible to receive a partial premium refund of up to 25%.

Eligible borrowers can receive a 15% or 25% refund of the Sagen™ premium paid. Applications are accepted from the borrower within 2 years of the closing date of the mortgage. Energy-efficiency documentation must be no more than 5 years old. Homes must meet all minimum energy efficient program requirements based on your date of application for mortgage insurance.